How Long Do I Need to Keep SR22 Insurance in Florida?

In Florida, once your SR22 is filed, you must maintain the coverage for a minimum of three years. During this period, it's crucial to avoid any lapses in coverage, as even a brief lapse can result in severe penalties, including suspension of your driver’s license and potential additional fees.

If your SR22 insurance is canceled or lapses before the three-year period is complete, you may have to restart the clock and refile your SR22. This can extend the period during which you must maintain high insurance premiums.

Can I Remove SR22 Insurance Before the Required Period Ends?

It’s important to understand that removing your SR22 insurance before the required period is up can lead to legal and financial problems. If you complete your SR22 obligation early, you must notify the Florida DHSMV, but generally, the three-year requirement is non-negotiable. In most cases, you will need to continue carrying SR22 until the state officially releases you from the requirement.

For assistance with your SR22 insurance needs, you can check out sr22 insurance florida providers in your area.

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